Question Bank

Career and Finance

1. What is your attitude toward your financial goals?

  • I worry a lot and do little to achieve my financial goals.
  • I work very hard to achieve my financial goals and most of the time I am successful.
  • I do not have any specific financial goals and just enjoy the money I have.

2. What is your attitude toward your job?

  • My job is a necessary evil.
  • My job is a boring routine.
  • My job helps me feel content with my life.
  • My job is the source of joy in my life.

3. What do you like to do more, spend or save money?

  • Spend
  • Save
  • Spend and save at the same time (finding deals, sales, promotions, etc.)

4. Your best friend asked you to borrow $100. What would you do?

  • Lend the money to my friend and not tell my partner.
  • Lend the money to my friend and then tell my partner.
  • Ask my partner and lend the money with the partner's approval.
  • Ask my partner and lend the money even without the partner's approval.

5. Which is most important to you about your job?

  • That I enjoy the work I do.
  • That there is potential for upward mobility.
  • That it allows me to be flexible with my time.
  • That I get my paycheck regularly.

6. Which topic would you be most comfortable discussing with your partner?

  • Retirement planning
  • Finding ways to cut spending
  • Investment options
  • Life insurance options

7. Should partners share their finances?

  • Yes, partners should have a joint bank account and same account credit cards.
  • No, partners should keep their finances separately when possible.
  • Let's keep finances separately until we truly commit.
  • Share finances for bill payments, food, etc. and keep money for personal expenses independently.

8. How important is money to you in terms of a relationship?

  • Very important. I want to be able to support my partner.
  • Somewhat important. Money isn't everything.
  • Not important at all. As long as we care for each other, money shouldn't matter.

9. Is your partner's career choice important to you?

  • Yes. I want to be with someone who has a specific career.
  • Somewhat. I want to be with someone who is involved in an interesting career field and values it.
  • Only in terms of how much money my partner makes.
  • No, I would be with someone regardless of the career.

10. How would you feel about your partner needing to move to another city for his/her career?

  • I would support him/her and be willing to make a long-distance relationship work.
  • I would have trouble coming to terms with this, but ultimately would want to continue our relationship.
  • Being able to see someone often is very important to me, so I would have to end the relationship.
  • I would break up with him/her because s/he chose work over our relationship.

11. Which statement do you agree with most?

  • A man should be the breadwinner of the family.
  • A man and a woman should try to equally contribute to the family budget.
  • It is OK if a woman makes more money than a man.
  • Relationship may suffer if a woman makes more money than a man.

12. Do you give money to the people in the streets asking for help?

  • No, I believe this is not the right way to help them.
  • Yes, I always try to find a dollar or at least give them some food.
  • It depends if I have spare change or small bills.

13. Which situation would you find most frustrating?

  • My partner brings work home almost every day.
  • My partner talks a lot about the work at home.
  • My partner never shares details of the work with me.
  • My partner asks me too many questions about my work.

14. Do you hang out with your co-workers?

  • Never
  • Sometimes
  • We hang out pretty frequently

15. Which of the following would be most problematic?

  • My partner is irresponsible with our finances.
  • My partner is very miserly.
  • My partner criticizes the way I spend money.
  • My partner lacks the ambition needed to move upward and make more money.

16. How much would you like to control your partners spending habits?

  • I like to have control of finances. I'll certainly monitor how my partner spends money.
  • I'll trust my partner but I'd like to be consulted in case of some major purchases.
  • If it's not my money, I can't tell my partner how to spend it.
  • I absolutely don't care how my partner spends his or her money.

17. If your partner had to travel extensively for the career, would it be a problem for you?

  • Yes, I feel partners should spend as much time together as possible.
  • Somewhat, I am a routine person, and this will be disruptive.
  • Somewhat, I'll feel lonely and I will worry about my partner.
  • I'll be OK if my partner is OK with it.

18. If you plan to make a big purchase, what is your typical strategy?

  • I try to find the best loan with the smallest downpayment.
  • I try to save as much as I can for the larger downpayment.
  • I try to save up for the whole amount of the purchase price (mortgage excluded).

19. Do you find handling personal financial issue stressful?

  • Yes, even if my financial situation is favorable.
  • Yes, mostly when I experience some financial difficulties.
  • No, it is the part of life that I've learned not to be stressed about no matter what my financial situation is.

20. If you did not like what your partner does for living, what would you do?

  • I would keep it to myself if I knew my partner likes the job.
  • I would be looking for a better job for my partner.
  • I would tell my partner how I feel about the job.
  • I would actively encourage my partner to change employment.

21. If your partner consistently brought work home, would you be OK with it?

  • I would try to be patient trusting that my partner does the best s/he can.
  • I would encourage my partner to find a solution to change this.
  • I would probably be frustrated especially if this interrupts our plans, and happens too often.
  • I would suggest changing jobs even if it meant less money.

22. What is your attitude towards borrowing money?

  • I am totally against borrowing any money from anybody.
  • I think it is acceptable to borrow some money from your friends or family members if you can pay them back soon.
  • I can live with a small amount of credit card debt.
  • I think borrowing is quite inevitable when it comes to buying a house, a car, or paying for education.

23. What would you do if you have found out that your partner is a compulsive shopper?

  • It is OK if we have money to spend or if my money is not involved.
  • I would not be able to handle it and probably would break up with this partner.
  • I would have to set up limits and negotiate terms of spending to be able to stay in this relationship.

24. How do you handle payments on a substantial loan?

  • I usually pay minimum monthly amounts.
  • I usually try to pay a little extra to pay my loan off quicker.
  • I try to cut back on other spendings to get the loan paid off in the quickest amount of time.

25. What would you do if you won one million dollars?

  • Invest in stock
  • Start business
  • Spend
  • Give away

26. How much debt do you have excluding mortgage?

  • 50K+
  • 20-50K
  • 1-20K
  • Less than 1K or no debt at all.